Simple Tasks To Ensure Maximum Referrals

As an "originator," your primary job is to get new business. To do this, you need to make sure that you're easily accessible with clients and shine through as a true "professional." Lots of originators are good at making or returning calls and emails. But too many don't understand a few simple helpful communication tips. The easiest it to answer your phone. I have met many successful businessmen and women in my life all of them are as "busy" as you are but the one common trait they have is that they all answer their phone. How many times have you called someone for service or ready to buy something and received their voicemail? How many times did you not leave a message and call someone else

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This interactive questionnaire assumes nothing and fact finds every detail known to loan kind. It provides a detailed document checklist to

Things To Consider When Your Loan Doesn’t Qualify Due to DTI:

DEBTS: Review debts carefully with your borrower to ensure the credit report is accurate and true. Are there any payments you can omit? Are there any loans that have less than 10 payments (or close, maybe they can prepay them)? Can they payoff something? Trade a car in for a lower payment? Consolidate some debt? Are they an authorized user on any tradeline or a "joint" holder of a debt that the other party pays the bills for? Double check the 1003 to be sure the property taxes, insurance, income is correct. INCOME: Did you max it out? Hourly / OT / Bonus / Commission? Are they getting a raise soon? Have they had a recent pay increase? Co-Signer: Never hurts to ask. You can talk to the

Classic Turkey Gravy

Ingredients For the broth: 2 tablespoons unsalted butter 1 medium onion or leek, or 2 shallots, sliced Neck and giblets from your turkey (discard the liver) 8 cups low-sodium chicken broth 3 sprigs thyme, parsley, rosemary and/or sage 1 bay leaf For the gravy: Turkey drippings from your roasting pan 1/2 cup all-purpose flour Dash of Worcestershire sauce Kosher salt and freshly ground pepper 2 tablespoons cold Flavored Butter, recipe follows (optional) ADD CHECKED ITEMS TO GROCERY LIST Directions For the gravy: When your turkey goes into the oven, start the broth: Melt the butter in a large saucepan over medium-low heat. Add the onion and turkey neck and giblets; cook, stirring, until the gib

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